Loan Officer Job at Tidewater Mortgage Services, Inc, Virginia Beach, VA

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  • Tidewater Mortgage Services, Inc
  • Virginia Beach, VA

Job Description

Job description The right individual will continually identify, develop and maintain a quality network of real estate professionals, builders, professional and personal contacts that will serve as a recurring source for new mortgage lending opportunities. A loan officer will conduct interviews with prospective borrowers to analyze financial and credit data, determine customer financing objectives, advise customers of products and pricing policies and guidelines and gather any additional required information. The loan officer will provide outstanding customer service by maintaining complete knowledge of lending programs policies and procedures and regulatory requirements. Future opportunity to work with our builders to provide potential buyers mortgages. Duties and responsibilities · Loan Production · Daily Encompass Pipeline Review · Origination II for 4 days or less; Updating delay in milestone screen weekly. · Processing I for 3 days or less; communicate with processor. · Settlement agent information in the file. · Hazard insurance agent in the file. · Appraisal has been ordered; manage receive date. · Loan officer initial submission screen completed on all loans. Use conversation log for any notes after submission. · Lock and order appraisal upfront whenever possible. · Weekly processor and loan officer pipeline meetings. · Manage and update closing date within Encompass when needed. · Working with LOA to schedule pipeline calls with processor and management · Other duties as assigned by supervisor Qualifications · NMLS licensing · Must meet all company and industry education and licensing requirements. · Previous mortgage origination preferred. Working conditions The work environment characteristics described here are representative of those encountered while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Moderate noise (i.e. business office with computers, phone, and printers). Ability to work in a confined area. Ability to sit at a computer terminal for an extended period. Physical requirements The physical demands described here are representative of those that must be met to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. · While performing the duties of this job, the employee is regularly required to, stand, sit; talk, hear, and use hands and fingers to operate a computer and telephone keyboard reach, stoop kneel to install computer equipment · Specific vision abilities required by this job include close vision requirements due to computer work · Light to moderate lifting is required Job Type: Full-time Pay: Commission based Benefits: ~401(k) ~401(k) matching ~ Dental insurance ~ Disability insurance ~ Flexible schedule ~ Flexible spending account ~ Health insurance ~ Health savings account ~ Life insurance ~ Referral program ~ Vision insurance Schedule: ~ Monday to Friday Supplemental Pay: Bonus pay Commission pay Signing bonus Education: ~ High school or equivalent (Preferred) Experience: Mortgage: 2 years (Required) Loan Origination: 2 years (Required) License/Certification: ~ NMLS (Required) Work Location: Multiple locations

Job Tags

Full time, Relocation package, Flexible hours, Monday to Friday,

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